Broker Check

Services

Compare our list of services. 


Current Firm

BMS Advisors

Investment Management and Tax Reduction Planning

We examine everything. Comprehensive analysis of all investments (IRA, ROTH, 401k, Simple IRA, Individual, Joint, TOD & Trust) to determine Net Worth and implement an appropriate portfolio for each account.
Taxes are important! We maximize the tax benefit, investment location and allocation for each account.
Active Investment Management. As fiduciaries, we utilize independent, non-proprietary investment solutions and make changes where and when prudent.
Building your Planning Team. We work with CPAs to uncover tax law changes and tax-saving opportunities.
Staying on track. We provide regular reviews of the plan, tax returns and investment strategy. 


Current Firm

BMS Advisors

Retirement Income and Distribution Management

Creating a plan. We work together to create a comprehensive financial plan to help you get to and through retirement.
When income is needed. When it is time to generate income, we consider assets across your taxable, tax-deferred, and tax-free retirement accounts and make withdrawals in a tax-efficient manner.
Tax efficient distributions. When it is time to generate income, we consider assets across your taxable, tax-deferred, and tax-free retirement accounts and make withdrawals in a tax-efficient manner.


Current Firm

BMS Advisors

Family Wealth Planning and Client Services

Defining your legacy. Review beneficiary designations and asset titling to ensure they align with Wills and Trusts. Reviewing the healthcare and financial care power of attorney (POA) documents.
Protecting your legacy. Review life and long-term care insurance needs analysis.
Expanding your planning team. Consultation with estate planning attorneys and assistance in transferring assets into a trust if necessary and documents are up to date.
Providing Guidance. We help with gifting, college funding, special needs, and legacy planning. We will also guide you through the difficult process when a loved-one passes.
Ongoing Communication. Quarterly investment statements, tax reports, economic updates on how to help reduce taxes and other important planning topics.
Education. We provide educational workshops to address relevant topics important to your plan.
Review Meetings. We proactively schedule reviews; face-to-face, virtual or over the phone. We are in your corner.